Who is Rachel Cruze? Age, Career, Family, Net Worth, Height 2024

Rachel Cruze is a name that has been making waves in the world of personal finance and self-help for years now. With her extensive knowledge and experience in the field, she has become a sought-after speaker and author, reaching millions of people with her valuable insights and advice.

Born on April 25, 1989, in the United States, Rachel is a Taurus by zodiac sign and currently resides in Franklin, Tennessee, with her husband Winston.

She rose to fame with the release of her book Smart Money, Smart Kids, co-written with her father, Dave Ramsey, which quickly became a New York Times best-seller in 2014.

As she continues to inspire and educate people on the importance of financial literacy, many are curious about her personal life, net worth, and other details.

This blog post will delve into Rachel Cruze’s biography, early life, education, career, and current net worth in 2024. So, let’s dive in and learn more about this influential figure.

Rachel Cruze Bio/ Wiki

Category Details
Full Name Rachel Cruze
Date of Birth April 25, 1989
Place of Birth United States
Nationality American
Occupation Self-help author, speaker, and writer
Area of Expertise Financial literacy
Notable Book Smart Money, Smart Kids (co-written with Dave Ramsey)
Book’s Achievement Reached the top of the New York Times best-seller list in 2014
Zodiac Sign Taurus
Residence Franklin, Tennessee
Spouse Winston
Current Net Worth Unfortunately, the information about Rachel Cruze’s current net worth in 2024 is not available.
Age As of 2024, Rachel Cruze would be 35 years old.

Who is Rachel Cruze

Rachel Cruze hails from Tennessee and was born to parents Dave and Sharon Ramsey. Her father is an esteemed personality in financial management and personal finance, whose influence shaped her career trajectory.

Alongside her brother, Daniel Ramsey, and sister, Denise Ramsey, Rachel grew up in a household that valued financial literacy, a trait that would eventually shape her career.

As a Taurus, astrologers associate Rachel with traits such as reliability, practicality, and ambition, which undeniably contributed to her success in the financial sphere.

Rachel is successful not only orally and personally; she is married to Winston Cruze, further cementing her roots in Tennessee, where they currently reside. Her life story inspires many and exemplifies her commitment to financial education.

Who is Rachel Cruze? Age, Career, Family, Net Worth, Height Bio 2024

Early Life & Education

Born on April 4, 1988, Rachel Cruze is the offspring of Sharon Ramsey and Dave Ramsey, a renowned author and businessman. She grew up alongside her two siblings, Daniel and Denise Ramsey, in a family where financial literacy was heavily emphasized from a young age.

Rachel’s childhood was steeped in learning the intricacies of spending and saving wisely, providing her with a strong financial foundation.

Following her passion for communication and financial literacy, Rachel attended Tennessee University, pursuing a bachelor’s degree in communication studies. After earning her degree, she joined her father’s company as a full-time employee, beginning her professional journey in personal finance.


After graduating from Tennessee University, Rachel Cruze immediately joined her father’s company. In 2014, she launched her video blog and co-hosted the show ‘The Legacy Journey’ with her father, promoting the value of financial discipline.

Rachel has made numerous TV appearances on shows like Good Morning America, The Today Show, and Fox and Friends to discuss her books and share her financial expertise. As an author, Rachel penned several best-sellers, including ‘Smart Money, Smart Kids,’ ‘Safeguarding Your Legacy,’ and ‘The Graduate’s Survival Guide.’ She contributed to ‘Woman’s Day’ magazine, further expanding her reach.

Today, Rachel educates audiences about personal finances at various venues, including churches, business forums, and conferences.

Who is Rachel Cruze? Age, Career, Family, Net Worth, Height Bio 2024

She particularly focuses on instructing young people about money, frequently advising them to choose debit cards over credit cards. ‘Smart Money Smart Kids’ has received acclaim from ‘The Wall Street Journal,’ ‘Publishers Weekly,’ and the ‘New York Times.’ Rachel’s contributions to personal finance education highlight the impressive trajectory of her career.

Rachel Cruze’s Net Worth as of 2024

Rachel Cruze has amassed a significant fortune throughout her career. As of 2024, her net worth is around $3 million. A substantial portion of her wealth comes from the sales of her best-selling books, resonating with audiences globally and contributing to her financial success.

Beyond her income from book sales, Rachel’s work as a financial advisor, her popular video blog, and regular television appearances also contribute to her earnings. Despite her substantial wealth, Cruze remains a proponent of living within one’s means. True to her teachings, she has demonstrated sound financial habits in managing her wealth.

It’s worth noting that she practices what she preaches, promoting mindful spending and financial discipline. This irony further exemplifies her commitment to promoting financial literacy and financial well-being.

Awards & Achievements

Rachel Cruze’s work has been acknowledged and praised widely, with her book, “Smart Money, Smart Kids,” co-written with her father, achieving significant acclaim.

Upon its release in 2014, the book debuted at number one on the New York Times Best Sellers list, a testament to its popularity and the influence of its financial advice. It also received commendation from renowned publications such as Publishers Weekly and The Wall Street Journal.

Her other notable works include “The Graduate’s Survival Guide: Setting You Up for Success in College” in 2011, “Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want” in 2016, “The Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College” in 2017, and “The Contentment Journal” in 2019. These books have provided invaluable financial guidance to numerous readers worldwide, solidifying Rachel’s status as a respected authority in personal finance.


Body Measurement & Physical Appearances

Rachel Cruze is naturally beautiful and has a radiant personality that shines through public appearances. With a height of approximately 5 feet 5 inches, she carries herself with elegance and confidence, often complimenting her stature with fashionable clothing that exudes professionalism.

Her hair is dark brown, and she prefers to keep it long, often styled in loose waves for public appearances. Her eyes, also brown, are expressive and always seem to reflect her passion for her work in personal finance.

Despite being in the public eye, Rachel maintains privacy about her personal life, including her exact body measurements. However, her overall fitness and health are evident, and she is known for leading a balanced lifestyle, which includes regular exercise and a nutritious diet. She often sports a natural makeup look, letting her innate beauty shine. In all, Rachel Cruze’s physical appearances are just as compelling as her insights on personal finance.

Category Details
Height Approximately 5 feet 5 inches
Stature Carries herself with elegance and confidence
Fashion Style Wears fashionable clothing that exudes professionalism
Hair Color Dark brown
Hair Style Keeps it long and often styled in loose waves
Eye Color Brown
Eye Expression Expressive and reflective of her passion for personal finance

Who is Rachel Cruze? Age, Career, Family, Net Worth, Height Bio 2024

Future Plans

Looking ahead, Rachel Cruze plans to continue her mission of spreading financial literacy and empowering individuals to make informed financial decisions.

She intends to expand her reach through speaking engagements, writing, and her popular video blog, continuing to focus on educating young adults about the importance of financial discipline.

Rachel also plans to write more books, sharing her financial knowledge and advice in accessible, user-friendly formats. Additionally, she aims to explore new platforms and mediums to connect with her audience, potentially including podcasts or television programs.

Regardless of her specific path, Cruze’s plans undoubtedly center on her passion for financial education to make a positive and lasting impact on people’s lives.

Legacy and Impact

Rachel Cruze has made a significant impact in the field of personal finance and financial literacy. She has empowered millions to take control of their financial lives through her numerous best-selling books, engaging video blogs, and media appearances.

She’s particularly known for her influence among young adults, equipping them with the knowledge and tools to make informed financial decisions early in life. This, in turn, has contributed to changing societal attitudes towards money and spending.

Her advice on favoring debit cards over credit cards, for instance, has made a noticeable shift in the financial habits of the younger generation. Rachel’s dedication to her mission is also visible in her personal life, where she exemplifies the principles she teaches.

Her substantial net worth, achieved through hard work and financial discipline, is a testament to her teachings.

Rachel Cruze’s legacy lies in her successful career and the many lives she has positively influenced through her work. Her impact on financial literacy continues to reverberate, making her an influential figure in personal finance.

Favorite Things

Rachel Cruze is quite vocal about her love for Tennessee, where she was born and raised. This deep attachment extends to her alma mater, Tennessee University, where she pursued her degree in communication studies.

In addition, Rachel has a passion for writing and public speaking, which aligns with her career path. Apart from these, she often emphasizes the importance of family and spending quality time with her husband, Winston, which she considers precious.

Rachel also enjoys engaging with her audience through her video blog and other platforms. Despite her busy schedule, she indulges in her favorite hobbies, including reading and traveling.

Rachel’s favorite books typically revolve around self-improvement and financial literacy, reflecting her career focus.

Her love for travel often takes her to various corners of the world, where she enjoys learning about different cultures and ways of life. However, Rachel always returns to her roots in Tennessee, showcasing her fondness for life’s simple pleasures in her home state.

Who is Rachel Cruze? Age, Career, Family, Net Worth, Height Bio 2024

Fun Facts

  • Although many know Rachel Cruze as a finance guru and accomplished author. Several intriguing facts about her life are not as widely known.
  • An avid travel lover, Rachel has visited numerous countries. She always brings unique insights to incorporate into her work and personal life. Despite her extensive travels, her favorite place remains Tennessee, where she was born and raised.
  • Rachel also has a knack for cooking and enjoys trying new recipes in her spare time, often drawing inspiration from her travels.
  • Another little-known fact is that Rachel is a dedicated fan of mystery novels and often turns to them as relaxation.
  • Her love for reading extends beyond just financial literature! Lastly, despite her success, Rachel has always believed in living within her means, a value instilled in her from a young age.
  • Despite her success and wealth, she remains committed to practicing the financial principles she teaches, demonstrating her authenticity and commitment to her mission.

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Who is Rachel Cruze? Age, Career, Family, Net Worth, Height Bio 2024


  • Rachel Cruze has a variety of hobbies that allow her to unwind and find balance in her busy life.
  • As a passionate reader, she often immerses herself in various books, from self-help and finance to her favored mystery novels.
  • She also harbors a deep love for travel, using these experiences for relaxation and inspiration for her work.
  • In addition to reading and traveling, Rachel finds joy in experimenting with new recipes in her kitchen.
  • Influenced by her travel adventures, she tries diverse cuisines, adding a global flavor to her meals.
  • Rachel also values spending quality time with her family.
  • Often engaging in outdoor activities and exploring the natural beauty of Tennessee.
  • While she’s always open to new experiences and adventures.
  • Her hobbies reflect her love for learning, exploration, and the importance of spending quality time with loved ones.


Who is Rachel Cruze’s father?

Rachel’s father is Dave Ramsey, a respected personality in financial management.

What is the name of Rachel Cruze’s husband?

Her husband’s name is Winston Cruze.

How many siblings does Rachel Cruze have?

She has two siblings, Daniel and Denise Ramsey.

What did Rachel Cruze study in university?

She pursued a bachelor’s degree in communication studies at Tennessee University.

Which is Rachel’s first best-seller book?

Her first best-seller book is Smart Money, Smart Kids, co-written with her father.

How much is Rachel Cruze’s estimated net worth in 2024?

Her estimated net worth in 2024 is around $3 million.

What is Rachel Cruze’s main focus in her career?

Her primary focus is spreading financial literacy and empowering individuals to make informed financial decisions.

Does Rachel Cruze have any hobbies?

Yes, she enjoys reading, traveling, cooking, and spending time with her family.

What are some of Rachel Cruze’s favorite things?

She loves Tennessee, her alma mater, writing, public speaking, and spending quality time with her family.

What are Rachel Cruze’s plans?

She plans to continue her mission of spreading financial literacy, writing more books, and exploring new platforms to connect with her audience.


In personal finance, Rachel Cruze has carved out a distinctive niche. With her impressive career, dedication to financial literacy, and transparent approach to her wealth.

She serves as a beacon of inspiration for many. From her humble beginnings in Tennessee to her successes as an author, speaker, and financial advisor.

She has consistently exemplified the principles she teaches. Her focus on empowering young adults to make sound financial decisions is commendable.

As she looks forward to furthering her mission and impacting more lives, we can anticipate that her influence in personal finance will only continue to grow.

Rachel Cruze is not just a successful finance guru but a genuine advocate for financial wellness who embodies the principles she shares with her audience. Her story is a testament to the importance of financial literacy, the power of living within one’s means, and the potential for success when one follows one’s passion

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